Tuesday, October 27, 2026
Retirement Readiness: How Much Do You Really Need, and How Do You Get There
Many employees contribute to retirement plans such as a 457 or 403(b) and understand the importance of saving but still wonder: “Am I actually on track?”
This session focuses on the bigger picture of retirement planning by helping participants move from simply saving to confidently preparing for retirement. We’ll explore how to estimate your future income needs, evaluate whether your current savings rate is sufficient, and understand how different sources of retirement income, such as pensions, Social Security, and voluntary retirement plans, work together.
Key topics include:
• How to estimate how much income you may need in retirement
• Understanding the role of your pension alongside 457 and 403(b) savings
• Setting realistic savings goals based on your age and career stage
• The impact of starting early vs. increasing contributions later
• Common gaps that can derail retirement readiness
• Simple strategies to improve your retirement outlook over time
Participants will leave with a clearer understanding of where they stand today and practical steps they can take to improve their retirement readiness—no matter where they are in their career.
This session will be hosted by:
Brian Thomas, Financial Consultant
CCR Wealth Management, LLC
781-519-0461
[email protected]
Time: 3:00 PM – 4:00 PM
Register here: October 27, 2026 - Retirement Readiness: How Much Do You Really Need, and How Do You Get There
Tuesday, November 3, 2026
Building a Retirement Strategy Beyond Your Employer Plan
This session explores how employees can strengthen their overall retirement strategy beyond their employer-sponsored plan. While highlighting how workplace retirement plans such as 457 and 403(b) accounts can be effectively utilized at different life stages, the discussion will also focus on how these accounts coordinate with personal savings tools such as Traditional and Roth IRAs.
Participants will gain insight into the importance of proper diversification and asset allocation across investment accounts, along with common financial mistakes to avoid during working years and in retirement. The session will also cover key concepts related to retirement income planning, including strategies for taking distributions and creating sustainable income in retirement.
The goal of this workshop is to help employees build a more comprehensive, long-term retirement strategy that supports financial confidence and flexibility throughout their retirement years.
This session will be hosted by:
Christopher Fogarty
Financial Advisor
Cetera Advisors LLC
781-254-4033
[email protected]
Time: 3:00 PM – 4:00 PM
Register here: November 3, 2026 - Building a Retirement Strategy Beyond Your Employer Plan
Tuesday, November 10, 2026
Understanding Social Security: What Public Employees Need to Know
Recent changes to federal law have significantly impacted Social Security benefits for many public employees. In particular, the elimination of the Windfall Elimination Provision (WEP) means that some workers who receive a public pension may now be eligible for higher Social Security benefits than they would have received under prior rules.
This educational session will explain how Social Security benefits are calculated, discuss the impact of the repeal of the WEP, and review important considerations for employees planning for retirement. Attendees will also learn strategies for coordinating Social Security with pensions, employer-sponsored retirement plans, and personal savings to build a comprehensive retirement income plan.
Whether you are approaching retirement or still years away, this workshop will provide practical information to help you better understand your options and make informed decisions for the future. A live Q&A session will follow the presentation.
This session will be hosted by our partners from Metro Credit Union:
Diana Moreno, AVP Metro@Work Relationship Manager
Joseph Shea, Licensed Financial Advisor
Time: 3:00 PM – 4:00 PM
Register here: November 10, 2026 - Understanding Social Security: What Public Employees Need to Know